40 Years of Service in Central Florida
For over 40 years, the attorneys at Boyette, Cummins, and Nailos have been helping Clermont, Leesburg, Orlando, West Orange County, and the rest of Central Florida deal with difficult, sometimes devastating financial matters. In recent years, Clermont and Central Florida have experienced a huge fluctuation between explosive growth and deep recession. This means both big businesses and local residents have gone through some challenging times.
Our Clermont bankruptcy and foreclosure attorneys, led by Wade Boyette, provide expert financial legal advice and representation for clients dealing with personal bankruptcy, foreclosure, short sale, and load modifications.
If you find yourself in need of financial legal advice or representation in the face of financial difficulties, trust BCN Law Firm. We’ve always got your best interest at heart and we’re confident that we have the experience, the knowledge, and the fight to advocate for you.
BCN Law Firm Financial Legal Services
Bankruptcy – The financial crisis of 2008 may be over on paper, but for many people it’s still creating a weakened local economy. Our Clermont bankruptcy attorneys are well-versed in protecting our client’s assets by filing for a chapter 7 or chapter 13 bankruptcy. We can help put a stop to the harassment from creditors and get you in a position to move on and rebuild your financial life.
Foreclosure – If you’re facing foreclosure, you can feel like you’re stuck in front of a brick wall. Banks are notoriously tough to deal with in these situations and you need someone that can cut through the red tape and figure out what your options are. Believe it or not, there are several options that could be available to you concerning your home. The best thing to do is not to delay. Once you are not able to make payments anymore, it’s time to look for some help.
Short sale – One option to consider before foreclosure is a short sale. A short sale occurs when you convince your mortgage company to let you sell your house for what it’s currently worth, even if it’s less than what you owe. Most times, if the lender agrees to this, the remainder of the loan amount is forgiven. Mortgage companies will not readily allow you to have a short sale as they are losing money. You must convince the company that you are experiencing financial hardship and foreclosure is your only other option.
Loan modifications – If your mortgage payments are too high and you are unable to make your payments on time or at all, you may want to consider applying for a loan modification. If you meet the requirements, you can permanently alter your mortgage terms in your favor. Your interest rate can drop, the mortgage term can be extended, and delinquent fees can be rolled into the balance.