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Chapter 13 Bankruptcy


A Chapter 13 Bankruptcy is one of the most common types of bankruptcy in Florida. When you file a Chapter 13, you submit a payment plan that details how you will pay your debts for a period of three of five years. The payments are low enough for you to afford as they’re based off of several factors including your family income and budget. After the decided upon time has passed (generally 36 months or 60 months), your remaining debt will be discharged.

Getting the details of your payment plan settled is a hugely important part of this process. It will determine a large part of your life during the payment period. Make sure you set your plan up in a way that you can live with by consulting a knowledgeable Chapter 13 bankruptcy lawyer in Clermont. We at Boyette, Cummins & Nailos Law Firm have years of experience with bankruptcy cases and are the top Chapter 13 bankruptcy lawyers in Clermont.

Qualifying for a Chapter 13 Bankruptcy

You can file for this type of bankruptcy if you have a steady income and if the creditors will receive as much or more of the amount owed than if you had filed a Chapter 7 and had your assets liquefied and distributed. Filing for a Chapter 13 bankruptcy can halt a foreclosure and allow you to repay some or all of your debts in a way that’s feasible for your budget while keeping all of your assets.

Get the Help You Deserve

If you have further questions about Chapter 13 bankruptcy or would like to sit down with a Clermont bankruptcy attorney give us a call at 855-LAW-2020 or fill out our online contact form. We’ll take the time to go over your options with you and come up with a plan to get you back to a place of financial freedom.